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Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 6% above the area median. Offers anchored to area median of £117,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · East Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,750 |
| Bathroom | £1,250 |
| Living Room | £800 |
| Master Bedroom | £900 |
| Bedroom 2 | £900 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Leicester | Renovations, New Homes, Construction | 07795 322 737 | — |
| decorator | Painters and Decorators Leicester | Commercial & Domestic | 0116 4785346 | — |
| photographer | ZigZag Photography Leicester | 0116 2700995 | — |
Property Details
- Asking Price
- £125,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £10,712 | £128,750 | £7,268 | £2,580 | £6,330 | 15.2% |
| Yr 3 | £11,255 | £136,591 | £7,658 | £8,325 | £19,916 | 47.9% |
| Yr 5 | £11,825 | £144,909 | £8,069 | £14,880 | £34,789 | 83.6% |
| Yr 10 | £13,378 | £167,990 | £9,187 | £35,087 | £78,076 | 187.7% |
| Yr 15 | £15,136 | £194,746 | £10,453 | £61,321 | £131,067 | 315.1% |
| Yr 20 | £17,126 | £225,764 | £11,885 | £94,376 | £195,140 | 469.1% |
| Yr 25 | £19,376 | £261,722 | £13,506 | £135,146 | £271,869 | 653.5% |
| Yr 30 | £21,922 | £303,408 | £15,339 | £184,647 | £363,054 | 872.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 977 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £759 | 7.3% | 4.4% | £-52 | -6.1% |
| Conservative | £830 | 8.0% | 5.2% | £115 | 4.1% |
| Base | £893 | 8.6% | 5.8% | £215 | 8.4% |
| Optimistic | £964 | 9.3% | 6.5% | £325 | 13.4% |
| Bull | £1,054 | 10.1% | 7.3% | £451 | 19.8% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.57% |
| Net Yield | ●5.82% |
| Net Annual Income | £7,271 |
| Deductions: void 8% (−£857) · mgmt 10% (−£1,071) · maint 10% (−£1,071) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £390 |
| Monthly Cashflow (IO) | ●£216 |
| Cash-on-Cash Return | ●6.21% |
| 5-Year IRR | ●8.4% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £6,250 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £6,250 |
| Section 24 Extra Tax/yr (higher rate) | £938 |
| SPV Annual Saving | £1,846 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £144,909 |
| Less: Purchase Price | −£125,000 |
| Less: Buying Costs (SDLT + legal) | −£8,850 |
| Less: Selling Costs (est. 2.5%) | −£3,623 |
| = CGT Net Gain (5yr) | £7,436 |
| CGT at 24% | £1,065 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £759 | 7.3% | 4.4% | £-52 | -6.1% |
| Conservative | £830 | 8.0% | 5.2% | £115 | 4.1% |
| Base | £893 | 8.6% | 5.8% | £215 | 8.4% |
| Optimistic | £964 | 9.3% | 6.5% | £325 | 13.4% |
| Bull | £1,054 | 10.1% | 7.3% | £451 | 19.8% |
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