🔒 Sign in to view the address — Bradford
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £700 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £700 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,800 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Qazi Builders | 07964 582567 | — |
| decorator | C. F. Jones & Son, Bradford: Decorators | 07947 828500 | — |
| photographer | Ruth Agbolade Photography | 07517 815045 | — |
Property Details
- Asking Price
- £60,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 400–500 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,480 | £61,800 | £4,221 | £1,971 | £3,771 | 17.1% |
| Yr 3 | £6,808 | £65,564 | £4,457 | £6,265 | £11,828 | 53.5% |
| Yr 5 | £7,153 | £69,556 | £4,705 | £11,049 | £20,605 | 93.2% |
| Yr 10 | £8,093 | £80,635 | £5,382 | £25,320 | £45,955 | 207.9% |
| Yr 15 | £9,156 | £93,478 | £6,147 | £43,238 | £76,716 | 347.1% |
| Yr 20 | £10,359 | £108,367 | £7,014 | £65,281 | £113,648 | 514.2% |
| Yr 25 | £11,721 | £125,627 | £7,994 | £91,991 | £157,618 | 713.2% |
| Yr 30 | £13,261 | £145,636 | £9,103 | £123,982 | £209,618 | 948.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 229 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £459 | 9.2% | 5.2% | £18 | -4.0% |
| Conservative | £502 | 10.0% | 6.3% | £108 | 5.6% |
| Base | £540 | 10.8% | 7.0% | £164 | 9.6% |
| Optimistic | £583 | 11.7% | 7.9% | £226 | 14.2% |
| Bull | £637 | 12.7% | 8.9% | £297 | 20.1% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.8% |
| Net Yield | ●7.03% |
| Net Annual Income | £4,221 |
| Deductions: void 8% (−£518) · mgmt 10% (−£648) · maint 10% (−£648) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £187 |
| Monthly Cashflow (IO) | ●£165 |
| Cash-on-Cash Return | ●8.92% |
| 5-Year IRR | ●9.6% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,000 |
| Section 24 Extra Tax/yr (higher rate) | £450 |
| SPV Annual Saving | £1,131 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £69,556 |
| Less: Purchase Price | −£60,000 |
| Less: Buying Costs (SDLT + legal) | −£5,600 |
| Less: Selling Costs (est. 2.5%) | −£1,739 |
| = CGT Net Gain (5yr) | £2,217 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £459 | 9.2% | 5.2% | £18 | -4.0% |
| Conservative | £502 | 10.0% | 6.3% | £108 | 5.6% |
| Base | £540 | 10.8% | 7.0% | £164 | 9.6% |
| Optimistic | £583 | 11.7% | 7.9% | £226 | 14.2% |
| Bull | £637 | 12.7% | 8.9% | £297 | 20.1% |
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