🔒 Sign in to view the address — Bradford
Apartment · 2 bed
Supports major UK property portals
Suggested Offer Range
Already 30% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · Yorkshire and The Humber rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,700 |
| Bathroom | £1,200 |
| Living Room | £700 |
| Master Bedroom | £850 |
| Bedroom 2 | £850 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,500 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Qazi Builders | 07964 582567 | — |
| decorator | C. F. Jones & Son, Bradford: Decorators | 07947 828500 | — |
| photographer | Ruth Agbolade Photography | 07517 815045 | — |
Property Details
- Asking Price
- £60,000
- Property Type
- Apartment
- Bedrooms
- 2
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Floor Area
- 1,000–1,100 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £8,160 | £61,800 | £3,530 | £1,280 | £3,080 | 13.9% |
| Yr 3 | £8,573 | £65,564 | £3,828 | £4,285 | £9,849 | 44.6% |
| Yr 5 | £9,007 | £69,556 | £4,140 | £7,907 | £17,463 | 79.0% |
| Yr 10 | £10,191 | £80,635 | £4,992 | £19,872 | £40,507 | 183.3% |
| Yr 15 | £11,530 | £93,478 | £5,957 | £36,429 | £69,907 | 316.3% |
| Yr 20 | £13,045 | £108,367 | £7,047 | £58,180 | £106,547 | 482.1% |
| Yr 25 | £14,759 | £125,627 | £8,282 | £85,809 | £151,435 | 685.2% |
| Yr 30 | £16,699 | £145,636 | £9,678 | £120,087 | £205,723 | 930.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — Yorkshire ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 101 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £578 | 11.6% | 3.6% | £-63 | 2.7% |
| Conservative | £632 | 12.6% | 4.9% | £41 | 11.3% |
| Base | £680 | 13.6% | 5.9% | £107 | 15.0% |
| Optimistic | £734 | 14.7% | 7.0% | £179 | 19.2% |
| Bull | £802 | 16.0% | 8.3% | £264 | 24.7% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●13.6% |
| Net Yield | ●5.88% |
| Net Annual Income | £3,530 |
| Deductions: void 8% (−£653) · mgmt 10% (−£816) · maint 10% (−£816) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £187 |
| Monthly Cashflow (IO) | ●£107 |
| Cash-on-Cash Return | ●14.39% |
| 5-Year IRR | ●15.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,000 |
| Section 24 Extra Tax/yr (higher rate) | £450 |
| SPV Annual Saving | £1,841 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £69,556 |
| Less: Purchase Price | −£60,000 |
| Less: Buying Costs (SDLT + legal) | −£5,600 |
| Less: Selling Costs (est. 2.5%) | −£1,739 |
| = CGT Net Gain (5yr) | £2,217 |
| CGT at 24% | £— |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £578 | 11.6% | 3.6% | £-63 | 2.7% |
| Conservative | £632 | 12.6% | 4.9% | £41 | 11.3% |
| Base | £680 | 13.6% | 5.9% | £107 | 15.0% |
| Optimistic | £734 | 14.7% | 7.0% | £179 | 19.2% |
| Bull | £802 | 16.0% | 8.3% | £264 | 24.7% |
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