🔒 Sign in to view the address
Town House · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 25% above the area median. Offers anchored to area median of £270,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 7/10 · South East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,300 |
| Bathroom | £1,700 |
| Living Room | £950 |
| Hallway / Stairs | £350 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Bedroom 4 | £550 |
| Total Estimated Refurb | £6,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | R Cunningham Builders | Trusted Builders in Milton Keynes | 01908 263554 | — |
| decorator | ASR Painters and Decorators | Expert Painting & Decorating ... | 07860207718 | — |
| photographer | Photography Studio Milton Keynes | 01908 399140 | — |
Property Details
- Asking Price
- £340,000
- Property Type
- Town House
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £24,854 | £350,200 | £17,450 | £4,700 | £14,900 | 13.2% |
| Yr 3 | £26,112 | £371,527 | £18,356 | £15,453 | £46,980 | 41.5% |
| Yr 5 | £27,434 | £394,153 | £19,308 | £28,086 | £82,240 | 72.7% |
| Yr 10 | £31,039 | £456,932 | £21,903 | £68,533 | £185,465 | 164.0% |
| Yr 15 | £35,118 | £529,709 | £24,840 | £122,965 | £312,674 | 276.5% |
| Yr 20 | £39,733 | £614,078 | £28,163 | £193,219 | £467,296 | 413.2% |
| Yr 25 | £44,954 | £711,884 | £31,922 | £281,374 | £653,259 | 577.6% |
| Yr 30 | £50,861 | £825,269 | £36,175 | £389,784 | £875,053 | 773.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — South East England ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 983 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,761 | 6.2% | 3.9% | £-274 | -8.6% |
| Conservative | £1,927 | 6.8% | 4.6% | £143 | 1.8% |
| Base | £2,072 | 7.3% | 5.1% | £392 | 6.3% |
| Optimistic | £2,238 | 7.9% | 5.7% | £663 | 11.5% |
| Bull | £2,445 | 8.6% | 6.4% | £971 | 18.0% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.31% |
| Net Yield | ●5.13% |
| Net Annual Income | £17,457 |
| Deductions: void 8% (−£1,988) · mgmt 10% (−£2,485) · maint 10% (−£2,485) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,060 |
| Monthly Cashflow (IO) | ●£395 |
| Cash-on-Cash Return | ●4.16% |
| 5-Year IRR | ●6.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £24,000 |
| SDLT Effective Rate | 7.06% |
| SDLT (Company) | £24,000 |
| Section 24 Extra Tax/yr (higher rate) | £2,550 |
| SPV Annual Saving | £4,229 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £394,153 |
| Less: Purchase Price | −£340,000 |
| Less: Buying Costs (SDLT + legal) | −£26,600 |
| Less: Selling Costs (est. 2.5%) | −£9,854 |
| = CGT Net Gain (5yr) | £17,699 |
| CGT at 24% | £3,528 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,761 | 6.2% | 3.9% | £-274 | -8.6% |
| Conservative | £1,927 | 6.8% | 4.6% | £143 | 1.8% |
| Base | £2,072 | 7.3% | 5.1% | £392 | 6.3% |
| Optimistic | £2,238 | 7.9% | 5.7% | £663 | 11.5% |
| Bull | £2,445 | 8.6% | 6.4% | £971 | 18.0% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →