🔒 Sign in to view the address — Walsall
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Already 26% below the area median — limited negotiation margin. Strong value at current asking price. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £3,650 |
| Bathroom | £2,700 |
| Living Room | £1,550 |
| Master Bedroom | £3,650 |
| Entrance Hall | £350 |
| Total Estimated Refurb | £11,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | BHULLAR BUILDING CONSTRUCTION | 07588 208828 | — |
| decorator | Painter and Decorator Walsall | Top Quality Painting Contractors ... | 07954 333 229 | — |
| photographer | Dart Photography UK | Newborn Photography | 07305523296 | — |
Property Details
- Asking Price
- £70,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,644 | £72,100 | £5,059 | £2,434 | £4,534 | 18.1% |
| Yr 3 | £8,031 | £76,491 | £5,337 | £7,717 | £14,208 | 56.6% |
| Yr 5 | £8,438 | £81,149 | £5,630 | £13,579 | £24,728 | 98.5% |
| Yr 10 | £9,546 | £94,074 | £6,428 | £30,960 | £55,034 | 219.3% |
| Yr 15 | £10,801 | £109,058 | £7,332 | £52,642 | £91,699 | 365.3% |
| Yr 20 | £12,220 | £126,428 | £8,353 | £79,190 | £135,617 | 540.3% |
| Yr 25 | £13,826 | £146,564 | £9,510 | £111,243 | £187,808 | 748.2% |
| Yr 30 | £15,643 | £169,908 | £10,818 | £149,526 | £249,435 | 993.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📄 Lease Information
Estimated remaining lease: 112 years.
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £541 | 9.3% | 5.4% | £30 | -2.7% |
| Conservative | £592 | 10.2% | 6.5% | £137 | 6.7% |
| Base | £637 | 10.9% | 7.2% | £203 | 10.7% |
| Optimistic | £688 | 11.8% | 8.1% | £275 | 15.3% |
| Bull | £752 | 12.9% | 9.2% | £359 | 21.2% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.92% |
| Net Yield | ●7.23% |
| Net Annual Income | £5,059 |
| Deductions: void 8% (−£612) · mgmt 10% (−£764) · maint 10% (−£764) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £218 |
| Monthly Cashflow (IO) | ●£204 |
| Cash-on-Cash Return | ●9.7% |
| 5-Year IRR | ●10.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,500 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,500 |
| Section 24 Extra Tax/yr (higher rate) | £525 |
| SPV Annual Saving | £1,313 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £81,149 |
| Less: Purchase Price | −£70,000 |
| Less: Buying Costs (SDLT + legal) | −£6,100 |
| Less: Selling Costs (est. 2.5%) | −£2,029 |
| = CGT Net Gain (5yr) | £3,020 |
| CGT at 24% | £5 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £541 | 9.3% | 5.4% | £30 | -2.7% |
| Conservative | £592 | 10.2% | 6.5% | £137 | 6.7% |
| Base | £637 | 10.9% | 7.2% | £203 | 10.7% |
| Optimistic | £688 | 11.8% | 8.1% | £275 | 15.3% |
| Bull | £752 | 12.9% | 9.2% | £359 | 21.2% |
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