🔒 Sign in to view the address
Flat · 1 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,750 |
| Bathroom | £1,250 |
| Living Room | £800 |
| Master Bedroom | £1,750 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | BHULLAR BUILDING CONSTRUCTION | 07588 208828 | — |
| decorator | Painter and Decorator Walsall | Top Quality Painting Contractors ... | 07954 333 229 | — |
| photographer | Dart Photography UK | Newborn Photography | 07305523296 | — |
Property Details
- Asking Price
- £75,000
- Property Type
- Flat
- Bedrooms
- 1
- Bathrooms
- N/A
- Est. Floor Area
- 600–700 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,642 | £77,250 | £5,058 | £2,245 | £4,495 | 16.9% |
| Yr 3 | £8,029 | £81,955 | £5,336 | £7,151 | £14,106 | 53.0% |
| Yr 5 | £8,436 | £86,946 | £5,629 | £12,636 | £24,582 | 92.4% |
| Yr 10 | £9,544 | £100,794 | £6,427 | £29,073 | £54,866 | 206.3% |
| Yr 15 | £10,799 | £116,848 | £7,330 | £49,810 | £91,657 | 344.6% |
| Yr 20 | £12,218 | £135,458 | £8,352 | £75,412 | £135,870 | 510.8% |
| Yr 25 | £13,823 | £157,033 | £9,508 | £106,519 | £188,552 | 708.8% |
| Yr 30 | £15,640 | £182,045 | £10,816 | £143,854 | £250,899 | 943.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £541 | 8.7% | 5.0% | £10 | -4.1% |
| Conservative | £592 | 9.5% | 6.0% | £120 | 5.6% |
| Base | £637 | 10.2% | 6.7% | £187 | 9.7% |
| Optimistic | £688 | 11.0% | 7.6% | £261 | 14.4% |
| Bull | £752 | 12.0% | 8.5% | £347 | 20.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●10.19% |
| Net Yield | ●6.75% |
| Net Annual Income | £5,059 |
| Deductions: void 8% (−£611) · mgmt 10% (−£764) · maint 10% (−£764) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £234 |
| Monthly Cashflow (IO) | ●£188 |
| Cash-on-Cash Return | ●8.45% |
| 5-Year IRR | ●9.7% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,750 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,750 |
| Section 24 Extra Tax/yr (higher rate) | £562 |
| SPV Annual Saving | £1,322 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £86,946 |
| Less: Purchase Price | −£75,000 |
| Less: Buying Costs (SDLT + legal) | −£6,350 |
| Less: Selling Costs (est. 2.5%) | −£2,174 |
| = CGT Net Gain (5yr) | £3,422 |
| CGT at 24% | £101 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £541 | 8.7% | 5.0% | £10 | -4.1% |
| Conservative | £592 | 9.5% | 6.0% | £120 | 5.6% |
| Base | £637 | 10.2% | 6.7% | £187 | 9.7% |
| Optimistic | £688 | 11.0% | 7.6% | £261 | 14.4% |
| Bull | £752 | 12.0% | 8.5% | £347 | 20.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →