🔒 Sign in to view the address — Wolverhampton
Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · West Midlands rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,700 |
| Bathroom | £1,250 |
| Living Room | £700 |
| Hallway / Stairs | £300 |
| Master Bedroom | £400 |
| Bedroom 2 | £400 |
| Bedroom 3 | £400 |
| Bedroom 4 | £400 |
| Total Estimated Refurb | £4,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders & Grounds Maintenance Wolverhampton | Extensions ... | 07510783234 | — |
| decorator | Wombourne Decorating Services Ltd: Home - Painting contractors | 07753 172 707 | — |
| photographer | Ray Ashmore Photography - Wolverhampton Wedding ... | +447875636190 | — |
Property Details
- Asking Price
- £230,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £17,020 | £236,900 | £11,809 | £3,184 | £10,084 | 13.4% |
| Yr 3 | £17,882 | £251,327 | £12,430 | £10,480 | £31,807 | 42.3% |
| Yr 5 | £18,787 | £266,633 | £13,082 | £19,063 | £55,696 | 74.1% |
| Yr 10 | £21,256 | £309,101 | £14,859 | £46,591 | £125,691 | 167.1% |
| Yr 15 | £24,049 | £358,333 | £16,870 | £83,695 | £212,028 | 282.0% |
| Yr 20 | £27,209 | £415,406 | £19,145 | £131,634 | £317,040 | 421.6% |
| Yr 25 | £30,785 | £481,569 | £21,720 | £191,833 | £443,402 | 589.6% |
| Yr 30 | £34,830 | £558,270 | £24,632 | £265,901 | £594,172 | 790.1% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — West Midlands ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,206 | 6.3% | 3.9% | £-187 | -8.3% |
| Conservative | £1,320 | 6.9% | 4.6% | £96 | 2.2% |
| Base | £1,419 | 7.4% | 5.1% | £266 | 6.8% |
| Optimistic | £1,533 | 8.0% | 5.7% | £450 | 12.0% |
| Bull | £1,674 | 8.7% | 6.4% | £660 | 18.5% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.4% |
| Net Yield | ●5.14% |
| Net Annual Income | £11,815 |
| Deductions: void 8% (−£1,362) · mgmt 10% (−£1,702) · maint 10% (−£1,702) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £717 |
| Monthly Cashflow (IO) | ●£268 |
| Cash-on-Cash Return | ●4.24% |
| 5-Year IRR | ●6.8% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £13,600 |
| SDLT Effective Rate | 5.91% |
| SDLT (Company) | £13,600 |
| Section 24 Extra Tax/yr (higher rate) | £1,725 |
| SPV Annual Saving | £2,926 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £266,633 |
| Less: Purchase Price | −£230,000 |
| Less: Buying Costs (SDLT + legal) | −£16,200 |
| Less: Selling Costs (est. 2.5%) | −£6,666 |
| = CGT Net Gain (5yr) | £13,767 |
| CGT at 24% | £2,584 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,206 | 6.3% | 3.9% | £-187 | -8.3% |
| Conservative | £1,320 | 6.9% | 4.6% | £96 | 2.2% |
| Base | £1,419 | 7.4% | 5.1% | £266 | 6.8% |
| Optimistic | £1,533 | 8.0% | 5.7% | £450 | 12.0% |
| Bull | £1,674 | 8.7% | 6.4% | £660 | 18.5% |
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