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Semi-Detached · 4 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 8% above the area median. Offers anchored to area median of £460,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
Estimated (no AI photo score yet) · London rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £5,450 |
| Bathroom | £4,000 |
| Living Room | £2,350 |
| Hallway / Stairs | £900 |
| Master Bedroom | £1,350 |
| Bedroom 2 | £1,350 |
| Bedroom 3 | £1,350 |
| Bedroom 4 | £1,350 |
| Total Estimated Refurb | £17,400 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders Twickenham - Twickenham Builders Services | 020 3026 9216 | — |
| decorator | Marks Painting & Decorating Services Twickenham, London | 0208 892 8249 | — |
| photographer | Twickenham Photographer Jilly Cowdry | 07808 724330 | 07808724330 | — |
Property Details
- Asking Price
- £500,000
- Property Type
- Semi-Detached
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 1,000–1,100 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £36,200 | £515,000 | £25,619 | £6,869 | £21,869 | 12.9% |
| Yr 3 | £38,033 | £546,364 | £26,938 | £22,578 | £68,942 | 40.8% |
| Yr 5 | £39,958 | £579,637 | £28,325 | £41,026 | £120,663 | 71.4% |
| Yr 10 | £45,209 | £671,958 | £32,105 | £100,055 | £272,013 | 160.9% |
| Yr 15 | £51,150 | £778,984 | £36,383 | £179,453 | £458,436 | 271.1% |
| Yr 20 | £57,871 | £903,056 | £41,222 | £281,896 | £684,952 | 405.1% |
| Yr 25 | £65,476 | £1,046,889 | £46,698 | £410,413 | £957,302 | 566.1% |
| Yr 30 | £74,080 | £1,213,631 | £52,893 | £568,430 | £1,282,061 | 758.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
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● Approved ● Pending ● Refused
🌎 Area Profile — Greater London ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,564 | 6.2% | 3.9% | £-401 | -9.0% |
| Conservative | £2,806 | 6.7% | 4.6% | £208 | 1.3% |
| Base | £3,017 | 7.2% | 5.1% | £573 | 5.9% |
| Optimistic | £3,258 | 7.8% | 5.7% | £968 | 11.0% |
| Bull | £3,560 | 8.5% | 6.4% | £1,419 | 17.5% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.24% |
| Net Yield | ●5.12% |
| Net Annual Income | £25,622 |
| Deductions: void 8% (−£2,896) · mgmt 10% (−£3,620) · maint 10% (−£3,620) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £1,559 |
| Monthly Cashflow (IO) | ●£576 |
| Cash-on-Cash Return | ●4.06% |
| 5-Year IRR | ●5.9% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £40,000 |
| SDLT Effective Rate | 8.0% |
| SDLT (Company) | £40,000 |
| Section 24 Extra Tax/yr (higher rate) | £3,750 |
| SPV Annual Saving | £6,117 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £579,637 |
| Less: Purchase Price | −£500,000 |
| Less: Buying Costs (SDLT + legal) | −£42,600 |
| Less: Selling Costs (est. 2.5%) | −£14,491 |
| = CGT Net Gain (5yr) | £22,546 |
| CGT at 24% | £4,691 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £2,564 | 6.2% | 3.9% | £-401 | -9.0% |
| Conservative | £2,806 | 6.7% | 4.6% | £208 | 1.3% |
| Base | £3,017 | 7.2% | 5.1% | £573 | 5.9% |
| Optimistic | £3,258 | 7.8% | 5.7% | £968 | 11.0% |
| Bull | £3,560 | 8.5% | 6.4% | £1,419 | 17.5% |
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