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Property · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Hallway / Stairs | £250 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | Builders in Sunderland, House Extensions in Sunderland | 07482796053 | — |
| decorator | Painter and Decorator Sunderland | SR1 SR2 SR3 | 01917436008 | — |
| photographer | Brenden Ward Photography | Professional photographer | 07717207447 | — |
Property Details
- Asking Price
- £79,950
- Property Type
- Property
- Bedrooms
- 2
- Bathrooms
- N/A
- Occupancy
- 🔒 Currently Tenanted
- Est. Floor Area
- 800–900 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £6,604 | £82,348 | £4,310 | £1,312 | £3,710 | 13.2% |
| Yr 3 | £6,938 | £87,364 | £4,550 | £4,295 | £11,708 | 41.7% |
| Yr 5 | £7,289 | £92,684 | £4,803 | £7,777 | £20,511 | 73.0% |
| Yr 10 | £8,247 | £107,446 | £5,493 | £18,838 | £46,335 | 165.0% |
| Yr 15 | £9,331 | £124,559 | £6,273 | £33,616 | £78,225 | 278.5% |
| Yr 20 | £10,557 | £144,399 | £7,156 | £52,597 | £117,045 | 416.7% |
| Yr 25 | £11,945 | £167,398 | £8,155 | £76,335 | £163,782 | 583.2% |
| Yr 30 | £13,514 | £194,060 | £9,285 | £105,454 | £219,564 | 781.8% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £468 | 7.0% | 4.0% | £-58 | -8.7% |
| Conservative | £512 | 7.7% | 4.8% | £46 | 1.7% |
| Base | £550 | 8.3% | 5.4% | £109 | 6.1% |
| Optimistic | £594 | 8.9% | 6.0% | £178 | 11.1% |
| Bull | £649 | 9.7% | 6.8% | £256 | 17.4% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.26% |
| Net Yield | ●5.39% |
| Net Annual Income | £4,307 |
| Deductions: void 8% (−£528) · mgmt 10% (−£660) · maint 10% (−£660) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £249 |
| Monthly Cashflow (IO) | ●£110 |
| Cash-on-Cash Return | ●4.66% |
| 5-Year IRR | ●6.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £3,998 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £3,998 |
| Section 24 Extra Tax/yr (higher rate) | £600 |
| SPV Annual Saving | £1,185 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £92,684 |
| Less: Purchase Price | −£79,950 |
| Less: Buying Costs (SDLT + legal) | −£6,598 |
| Less: Selling Costs (est. 2.5%) | −£2,317 |
| = CGT Net Gain (5yr) | £3,819 |
| CGT at 24% | £197 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £468 | 7.0% | 4.0% | £-58 | -8.7% |
| Conservative | £512 | 7.7% | 4.8% | £46 | 1.7% |
| Base | £550 | 8.3% | 5.4% | £109 | 6.1% |
| Optimistic | £594 | 8.9% | 6.0% | £178 | 11.1% |
| Bull | £649 | 9.7% | 6.8% | £256 | 17.4% |
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