🔒 Sign in to view the address — Peterborough
Detached Bungalow · 4 bed
Supports major UK property portals
Suggested Offer Range
Already 11% below the area median — some negotiation possible but limited margin. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · East of England rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £2,050 |
| Bathroom | £1,500 |
| Living Room | £900 |
| Hallway / Stairs | £350 |
| Master Bedroom | £550 |
| Bedroom 2 | £550 |
| Bedroom 3 | £550 |
| Bedroom 4 | £550 |
| Total Estimated Refurb | £5,750 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | GMF Builders | Building and Landscape Maintenance Service ... | 07905 057145 | — |
| photographer | Peterborough wedding and family photographer | Boudoir ... | 04349397800 | — |
Property Details
- Asking Price
- £250,000
- Property Type
- Detached Bungalow
- Bedrooms
- 4
- Bathrooms
- N/A
- Est. Floor Area
- 900–1,000 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £18,050 | £257,500 | £12,551 | £3,176 | £10,676 | 13.1% |
| Yr 3 | £18,964 | £273,182 | £13,209 | £10,511 | £33,693 | 41.3% |
| Yr 5 | £19,924 | £289,819 | £13,900 | £19,211 | £59,030 | 72.3% |
| Yr 10 | £22,542 | £335,979 | £15,785 | £47,399 | £133,378 | 163.5% |
| Yr 15 | £25,504 | £389,492 | £17,918 | £85,743 | £225,235 | 276.0% |
| Yr 20 | £28,856 | £451,528 | £20,331 | £135,578 | £337,106 | 413.1% |
| Yr 25 | £32,648 | £523,444 | £23,061 | £198,414 | £471,859 | 578.3% |
| Yr 30 | £36,938 | £606,816 | £26,150 | £275,960 | £632,775 | 775.5% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — East of England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,278 | 6.1% | 3.8% | £-222 | -8.7% |
| Conservative | £1,399 | 6.7% | 4.5% | £83 | 1.9% |
| Base | £1,504 | 7.2% | 5.0% | £265 | 6.5% |
| Optimistic | £1,624 | 7.8% | 5.6% | £462 | 11.7% |
| Bull | £1,775 | 8.5% | 6.3% | £687 | 18.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●7.22% |
| Net Yield | ●5.02% |
| Net Annual Income | £12,550 |
| Deductions: void 8% (−£1,444) · mgmt 10% (−£1,805) · maint 10% (−£1,805) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £780 |
| Monthly Cashflow (IO) | ●£266 |
| Cash-on-Cash Return | ●3.89% |
| 5-Year IRR | ●6.5% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £15,000 |
| SDLT Effective Rate | 6.0% |
| SDLT (Company) | £15,000 |
| Section 24 Extra Tax/yr (higher rate) | £1,875 |
| SPV Annual Saving | £3,106 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £289,819 |
| Less: Purchase Price | −£250,000 |
| Less: Buying Costs (SDLT + legal) | −£17,600 |
| Less: Selling Costs (est. 2.5%) | −£7,245 |
| = CGT Net Gain (5yr) | £14,974 |
| CGT at 24% | £2,874 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £1,278 | 6.1% | 3.8% | £-222 | -8.7% |
| Conservative | £1,399 | 6.7% | 4.5% | £83 | 1.9% |
| Base | £1,504 | 7.2% | 5.0% | £265 | 6.5% |
| Optimistic | £1,624 | 7.8% | 5.6% | £462 | 11.7% |
| Bull | £1,775 | 8.5% | 6.3% | £687 | 18.3% |
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