🔒 Sign in to view the address — South Tyneside
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £80,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £7,504 | £82,400 | £4,958 | £1,958 | £4,358 | 15.5% |
| Yr 3 | £7,884 | £87,418 | £5,231 | £6,282 | £13,700 | 48.8% |
| Yr 5 | £8,283 | £92,742 | £5,519 | £11,174 | £23,916 | 85.1% |
| Yr 10 | £9,371 | £107,513 | £6,302 | £26,081 | £53,594 | 190.7% |
| Yr 15 | £10,603 | £124,637 | £7,189 | £45,209 | £89,846 | 319.7% |
| Yr 20 | £11,996 | £144,489 | £8,192 | £69,115 | £133,604 | 475.5% |
| Yr 25 | £13,573 | £167,502 | £9,327 | £98,425 | £185,928 | 661.7% |
| Yr 30 | £15,356 | £194,181 | £10,611 | £133,851 | £248,032 | 882.7% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £531 | 8.0% | 4.6% | £-17 | -5.9% |
| Conservative | £581 | 8.7% | 5.5% | £95 | 4.1% |
| Base | £625 | 9.4% | 6.2% | £163 | 8.3% |
| Optimistic | £675 | 10.1% | 6.9% | £237 | 13.2% |
| Bull | £738 | 11.1% | 7.9% | £323 | 19.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●9.38% |
| Net Yield | ●6.19% |
| Net Annual Income | £4,955 |
| Deductions: void 8% (−£600) · mgmt 10% (−£750) · maint 10% (−£750) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £250 |
| Monthly Cashflow (IO) | ●£163 |
| Cash-on-Cash Return | ●6.96% |
| 5-Year IRR | ●8.3% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £4,000 |
| SDLT Effective Rate | 5.0% |
| SDLT (Company) | £4,000 |
| Section 24 Extra Tax/yr (higher rate) | £600 |
| SPV Annual Saving | £1,311 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £92,742 |
| Less: Purchase Price | −£80,000 |
| Less: Buying Costs (SDLT + legal) | −£6,600 |
| Less: Selling Costs (est. 2.5%) | −£2,319 |
| = CGT Net Gain (5yr) | £3,823 |
| CGT at 24% | £198 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £531 | 8.0% | 4.6% | £-17 | -5.9% |
| Conservative | £581 | 8.7% | 5.5% | £95 | 4.1% |
| Base | £625 | 9.4% | 6.2% | £163 | 8.3% |
| Optimistic | £675 | 10.1% | 6.9% | £237 | 13.2% |
| Bull | £738 | 11.1% | 7.9% | £323 | 19.3% |
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