🔒 Sign in to view the address — Newcastle Upon Tyne
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Close to area median. Standard 3–10% negotiation range. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 8/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £650 |
| Bathroom | £500 |
| Living Room | £300 |
| Master Bedroom | £350 |
| Bedroom 2 | £350 |
| Entrance Hall | £50 |
| Total Estimated Refurb | £1,700 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £136,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Floor Area
- 600–700 sqft
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,900 | £140,080 | £8,123 | £3,023 | £7,103 | 15.7% |
| Yr 3 | £12,502 | £148,611 | £8,557 | £9,717 | £22,328 | 49.5% |
| Yr 5 | £13,135 | £157,661 | £9,012 | £17,311 | £38,972 | 86.4% |
| Yr 10 | £14,861 | £182,773 | £10,255 | £40,541 | £87,313 | 193.5% |
| Yr 15 | £16,814 | £211,884 | £11,661 | £70,466 | £146,349 | 324.4% |
| Yr 20 | £19,024 | £245,631 | £13,252 | £107,967 | £217,598 | 482.3% |
| Yr 25 | £21,524 | £284,754 | £15,052 | £154,039 | £302,793 | 671.1% |
| Yr 30 | £24,352 | £330,108 | £17,089 | £209,808 | £403,916 | 895.2% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 7.4% | 4.5% | £-42 | -5.5% |
| Conservative | £923 | 8.1% | 5.4% | £141 | 4.6% |
| Base | £992 | 8.8% | 6.0% | £252 | 9.0% |
| Optimistic | £1,071 | 9.5% | 6.7% | £373 | 13.9% |
| Bull | £1,171 | 10.3% | 7.5% | £513 | 20.3% |
⚠ Condition Flags
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●8.75% |
| Net Yield | ●5.97% |
| Net Annual Income | £8,126 |
| Deductions: void 8% (−£952) · mgmt 10% (−£1,190) · maint 10% (−£1,190) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £424 |
| Monthly Cashflow (IO) | ●£253 |
| Cash-on-Cash Return | ●6.71% |
| 5-Year IRR | ●9.0% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £7,020 |
| SDLT Effective Rate | 5.16% |
| SDLT (Company) | £7,020 |
| Section 24 Extra Tax/yr (higher rate) | £1,020 |
| SPV Annual Saving | £2,033 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £157,661 |
| Less: Purchase Price | −£136,000 |
| Less: Buying Costs (SDLT + legal) | −£9,620 |
| Less: Selling Costs (est. 2.5%) | −£3,942 |
| = CGT Net Gain (5yr) | £8,099 |
| CGT at 24% | £1,224 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 7.4% | 4.5% | £-42 | -5.5% |
| Conservative | £923 | 8.1% | 5.4% | £141 | 4.6% |
| Base | £992 | 8.8% | 6.0% | £252 | 9.0% |
| Optimistic | £1,071 | 9.5% | 6.7% | £373 | 13.9% |
| Bull | £1,171 | 10.3% | 7.5% | £513 | 20.3% |
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