🔒 Sign in to view the address
Flat · 2 bed
Supports major UK property portals
Suggested Offer Range
Asking price is 32% above the area median. Offers anchored to area median of £159,000. Note: listed as "Offers Over" — vendor expects full asking price or above.
🔨 Refurb Cost Estimate
AI condition score: 6/10 · North East rates
| Room | Estimated Refurb Cost |
|---|---|
| Kitchen | £1,550 |
| Bathroom | £1,150 |
| Living Room | £650 |
| Master Bedroom | £800 |
| Bedroom 2 | £800 |
| Entrance Hall | £200 |
| Total Estimated Refurb | £4,250 |
⚠ Indicative estimates only. Based on photo condition score and regional benchmarks for a typical 2–3 bed property. Always obtain contractor quotes before committing to a refurb budget. Photo AI may over-flag minor cosmetic issues.
🔧 Local Trades
| Trade | Name | Phone | |
|---|---|---|---|
| builder | DP Construction NE Ltd | Builders | Newcastle, UK | 0191 256 6655 | — |
| decorator | Painter & Decorator Newcastle | Gosforth | Jesmond | 0191 284 1798 | — |
| photographer | Geoff Love Photography: Wedding Photographer Newcastle | 04615625410 | — |
Property Details
- Asking Price
- £210,000
- Property Type
- Flat
- Bedrooms
- 2
- Bathrooms
- N/A
- Est. Floor Area
- 700–800 sqft (est.)
- Article 4 Area
- ✓ No restriction — SA permitted under PD rights
📈 Rental Yield & ROI Forecast
Compound-growth projection: 2.5% annual rent growth + 3% capital growth. IO mortgage throughout. For illustration only.
| Year | Est. Rent/yr | Est. Value | Net Income/yr | Cum. Cashflow | Total Return | ROI on Cash Invested |
|---|---|---|---|---|---|---|
| Yr 1 | £11,907 | £216,300 | £8,128 | £253 | £6,553 | 9.5% |
| Yr 3 | £12,510 | £229,473 | £8,562 | £1,407 | £20,880 | 30.3% |
| Yr 5 | £13,143 | £243,448 | £9,018 | £3,463 | £36,910 | 53.6% |
| Yr 10 | £14,870 | £282,222 | £10,262 | £12,847 | £85,069 | 123.6% |
| Yr 15 | £16,824 | £327,173 | £11,668 | £28,931 | £146,104 | 212.4% |
| Yr 20 | £19,035 | £379,283 | £13,260 | £52,595 | £221,879 | 322.5% |
| Yr 25 | £21,536 | £439,693 | £15,061 | £84,836 | £314,529 | 457.2% |
| Yr 30 | £24,367 | £509,725 | £17,099 | £126,780 | £426,505 | 619.9% |
ROI on Total Cash Invested (deposit + SDLT + acquisition costs). Assumes IO mortgage, no tax, no refinancing. Actual returns will vary.
Planning Applications Nearby (within 0.5 miles)
5 planning applications found within 0.5 miles — 🔒 sign in for references, descriptions and status
View all planning applications on your dashboard →
● Approved ● Pending ● Refused
🌎 Area Profile — North East England ⓘ What are deciles?
📊 Investment Skill Analysis
Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 4.8% | 2.9% | £-342 | -13.1% |
| Conservative | £923 | 5.3% | 3.5% | £-113 | -1.8% |
| Base | £992 | 5.7% | 3.9% | £21 | 3.1% |
| Optimistic | £1,071 | 6.1% | 4.3% | £165 | 8.5% |
| Bull | £1,171 | 6.7% | 4.9% | £328 | 15.4% |
Detailed Analysis
💸 Yield & Returns
| Gross Yield | ●5.67% |
| Net Yield | ●3.87% |
| Net Annual Income | £8,126 |
| Deductions: void 8% (−£953) · mgmt 10% (−£1,191) · maint 10% (−£1,191) · fixed costs ins.+gas+EPC (−£445) | |
| Monthly IO Mortgage | £655 |
| Monthly Cashflow (IO) | ●£22 |
| Cash-on-Cash Return | ●0.36% |
| 5-Year IRR | ●3.1% |
● Above benchmark ● Near benchmark ● Below benchmark
💰 Tax Analysis
| SDLT (Additional Property) | £12,200 |
| SDLT Effective Rate | 5.81% |
| SDLT (Company) | £12,200 |
| Section 24 Extra Tax/yr (higher rate) | £1,575 |
| SPV Annual Saving | £2,171 |
| SPV Breakeven | — yrs |
| CGT Projected Sale (5yr) | £243,448 |
| Less: Purchase Price | −£210,000 |
| Less: Buying Costs (SDLT + legal) | −£14,800 |
| Less: Selling Costs (est. 2.5%) | −£6,086 |
| = CGT Net Gain (5yr) | £12,562 |
| CGT at 24% | £2,295 |
📈 Scenario Analysis
| Scenario | Monthly Rent | Gross Yield | Net Yield | Cashflow/mo | IRR 5yr |
|---|---|---|---|---|---|
| Bear | £843 | 4.8% | 2.9% | £-342 | -13.1% |
| Conservative | £923 | 5.3% | 3.5% | £-113 | -1.8% |
| Base | £992 | 5.7% | 3.9% | £21 | 3.1% |
| Optimistic | £1,071 | 6.1% | 4.3% | £165 | 8.5% |
| Bull | £1,171 | 6.7% | 4.9% | £328 | 15.4% |
Run the numbers on this deal
Use our free Rental Yield Calculator to calculate gross yield, net yield, monthly cash flow, and mortgage stress tests.
Calculate Rental Yield →